The U.S. healthcare system is one of the most expensive in the world, yet it remains inefficient and riddled with hidden costs. Many Americans struggle with medical debt due to inflated pricing structures and opaque billing practices.

One of the primary contributors to high costs is price discrimination, where uninsured patients often pay significantly more for services than those with insurance. Additionally, kickback arrangements between providers and insurers inflate costs while limiting patient choices.

Without stronger regulatory oversight and transparency, these unethical practices will continue. Reform is necessary to establish fair pricing, eliminate fraudulent billing, and create a more competitive market that prioritizes patient care over profit.